Unfair or Unenforceable Credit Agreements

Besides PPI Claims, Reclaims4U Ltd can also check whether your Credit Card or Credit Agreements comply with the Consumer Credit Act of 1974.

If your Credit Agreement is unfair or not compliant with the Consumer Credit Act of 1974 it may be unenforceable. If this is the case, our Solicitors / Barristers will act on your behalf to assess whether the outstanding debt could be deemed unenforceable.

Reclaims4U Ltd will check all your Credit Agreements, these could include Secured Loans, Unsecured Loans, Hire Purchase, Consolidation Loans, Car Loans or Finance, Credit Cards and Store Cards.

You might be struggling with monthly payments for a debt that should be unenforceable.

Unfair / Unenforceable Credit Agreement Claims

If you can tick the following three boxes you may have a genuine unfair / unenforceability claim.

My Unsecured /Secured Loan or Credit Card was taken out prior to April 2007

My Original Loan Amount or Credit Card Limit was £25000 or less

My current balance is £5000 or more

If you can answer ‘YES’ to these questions, Reclaims4U Ltd can work in conjunction with their Solicitors / Barristers to assess whether your debts could be deemed unfair / unenforceable – if they are, your Lenders would not Legally be able to enforce any further payments.

Credit agreements could be deemed unenforceable, because they have breached prescribed terms as required under the Consumer Credit Act 1974. Why not call us to see if your debt is unenforceable?

You might be struggling with monthly payments for a debt that should not be paying.