Unfair Bank Overdraft
& Credit Card Charge Claims

You maybe aware that Bank Charge Claims are on hold awaiting a court decision, although his does not prevent you from submitting your claim and earning your rightful place in the queue, however you may not be aware that if you are deemed to be in Financial Hardship, then you maybe able to claim your unfair charges NOW.

"The staff were approchable and friendly.
I did not have to deal with my lender directly."

Mohammed Bashir

Potential Financial Hardship Qualifiers:

  • Currently in a Debt Management Plan
  • Struggling to maintain Mortgage, Rent, Loan or Credit Card payments
  • Struggling with Utility Bills
  • Receiving Benefits
  • Received in excess of £500 over the past 12 months in Bank Charges
  • No longer have a regular income coming in, such as when you lose your job
  • Items are being repeatedly returned unpaid due to lack of funds in your Bank
  • Repeatedly exceeding your credit card or Bank Overdraft limits

On the subject of Credit Cards, in 2006, the Office of Fair Trading ruled that penalty fees (up to £35) were unfair, this means that customers are able to claim back unfair charges they have paid to the credit card company covering the last 6 years - why not call us now and we’ll help you to claim them back.

What Unfair Bank / Credit Card Charges Can Be Claimed?

  • Unpaid Cheque, Direct Debit & Standing Order
  • Authorised Overdraft Limit Exceeded
  • Unauthorised Overdraft
  • Account / Card misuse
  • Late Payments

What Charges Cannot Be Claimed?

  • Cash Machine Withdrawal Fees (ATMs)
  • Account Service Charges / Annual Fees
  • Monthly account fees on certain type of accounts
  • Charges related to foreign currency transactions and conversions.

Unfair Bank Overdraft and Credit Card Charge Fees are disproportionate and unlawful. You could be entitled to claim back thousands in Unfair Charges covering the past 6 years.

Unfair Bank Overdraft & Credit Card Charge Claims

If you can tick any of the following boxes you may have a genuine unfair charges claim.

I have had more than £200 in Unfair Credit Card or Bank Charges over the past 6 Years.

I have had monthly Payment Protection Insurance charges totalling more than £200 over the past 6 Years?

Either Call now on: 0845 643 4531 or complete the form below for your
FREE No Obligation Claims Assessment.

Please provide your contact details:

Please indicate the best time to call you:

Reclaims4U

Tel: 0845 643 4531 - Fax: 0871 714 6723 - Email: proposals@reclaims4u.co.uk

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